Jewellery billing software with GST: a complete guide for Indian jewellers

What jewellery billing software does

Jewellery billing software creates GST-ready bills for gold, silver, diamond and platinum jewellery — with weight, purity, the day’s metal rate and making charges worked out on every line. Good gold billing software does more than print an invoice: each bill also updates your stock, your cash and bank books and your GST reports, so the counter and the accounts always agree.

A normal retail billing app cannot do this. It does not know that a ring has a net weight, that 22K and 18K are priced differently, or that the customer is handing over old gold against the new piece. That is why jewellers need billing software built for jewellery.

GST on gold jewellery: rates and rules

Here is how GST on gold jewellery works for most Indian jewellers. Jewellery of precious metal falls under HSN 7113.

Within your state, the 3% is split into CGST 1.5% + SGST 1.5%. For a sale to a customer in another state, charge IGST 3%. Your billing software should pick the right split from the customer’s state automatically.

A sample jewellery GST bill

Here is how a simple bill is calculated for a 10 g, 22K gold chain with 10% making charges. The gold rate is an example only — use the day’s rate in your shop.

Jewellery billing software does every step of this for you — it reads the weight from the tag, applies the day’s rate and your making charge, and splits the GST correctly. On a busy counter, that removes calculation mistakes entirely.

Features your jewellery billing software must have

Before you choose any jewellery shop billing software, check for these:

Many jewellers also need a field for the HUID (the six-digit hallmark ID) of each hallmarked piece, PAN capture for large purchases, and silver billing with its own rate — check these against your own shop during a demo.

Old gold, exchange and returns

Old gold coming back across the counter is a normal part of jewellery billing. Your software should record the old metal as a separate purchase line — with its weight, purity and the rate you paid — and set it against the new jewellery on the same bill. That keeps your stock of old metal correct, shows both sides of the exchange clearly for your accountant, and lets you track what goes to the refinery.

Sales returns work the same way: the item goes back into tagged stock, and GST and accounts are reversed automatically instead of by hand.

Regular vs composition dealers

A regular GST dealer charges GST on the tax invoice and claims input tax credit on purchases. A composition dealer (eligible below the turnover limit) pays a small percentage of turnover instead, cannot charge GST to the customer and issues a bill of supply rather than a tax invoice.

Your billing software must support whichever scheme you are registered under — and switch cleanly if you move from composition to regular as the business grows.

Why offline billing is safer for jewellers

How CaratOS handles jewellery billing

CaratOS by ScalarThink Innovations Pvt. Ltd. is complete jewellery billing software with GST, built into a full jewellery ERP. It covers sales, purchases, returns and old metal billing, tagged and batch inventory with barcode labels, custom invoice templates, and GST and returns modules for both regular and composition dealers.

Because billing is part of the same system as inventory, accounting, Girvi, schemes and CRM, every bill updates the whole business — stock, cash, bank, gold and silver books — in one step. And it all works offline. New to CaratOS? Read what CaratOS is and how it works.

Frequently asked questions